Did you know that we now offer Credit Key as a payment option here at Royal New York? If you’re asking yourself, “What is Credit Key?” or “How do I use it?”, you’re in the right place! They are a leading provider of flexible, buy now pay later payments for B2B transactions.
Even better, for a limited time, we’re excited to offer you 0% interest for 90 days on your next purchase! Buy what you need, pay over time.
Keep reading to learn more about Credit Key, how you can apply, and more.
What is Credit Key?
Credit Key delivers better business credit through a real-time proprietary B2B credit and payment option that can be used to make your payments online. Partnering with them lets us offer you flexible payment options to fit your business’s needs.
Benefits
- Instant Credit Approval: Get an immediate decision with no impact to your credit.
- Larger, Better Lines of Credit: Up to $50,000 upon approval, only pay for what you use.
- No Hidden Fees: No money down for 30 days, no early repayment fees. Select terms up to 12 months.
- Simple and Affordable Monthly Rates: As low as 1% monthly. *For a limited time, we’re excited to offer you 0% interest for 90 days on your next purchase. Net 30 payment terms still apply during this promo period. Offer valid for all purchases made with Credit Key from September 22 – October 26th, 2025.
- Convenient with RNY: Use this platform to pay invoices and for online orders with checkout integration. Note that Credit Key is available for full bag coffee orders only.
How do I use Credit Key?
Getting started with Credit Key is a quick and easy process. To make a quick process even easier, we recommend using this link to fill out the application. Otherwise, you can simply select Credit Key as your payment method during checkout, accept the terms and conditions, and click “Continue with Credit Key” to apply and get approved in real-time.
Minimum Qualifications
- Be a valid, operating business in the U.S.
- Have 600+ FICO
- Earn $40,000+ business revenue annually
- Note that Credit Key is subject to credit check and approval.
Get Started Now
FAQs
Why am I unable to use Credit Key?
- Your account may be pending. When you signed up, you should have seen instructions to move out of “Pending Status.” They also will send these instructions via email.
- This is sometimes due to an ID verification issue that requires further documentation sent to support@creditkey.com
- Your purchase may exceed your available credit.
- If this is the case, you’ll need to decrease your order total until it no longer exceeds your available credit.
- Your login credentials may be incorrect.
How can I see what I owe and make payments?
- To see what you owe and make payments, navigate to Credit Key’s website. Then, hover over “For Borrowers” in the header and click on “Login.” After you sign in, select the Payment Schedule tab.
- Under Payment Schedule, you can see what you owe and pay full amounts or make partial payments.
How do I connect my bank account?
- To connect your bank account, navigate to Credit Key’s website. Then, hover over “For Borrowers” in the header and click on “Login.” After you sign in, select “Payment Methods.”
- Under Payment Methods, you can input your banking details and verify your account.
- Once you connect your bank account, Credit Key will process your payments automatically each month.
Have questions about other RNY payment options? Take a look at our FAQ page or Contact Us!
